Benbrook Renters Insurance

Benbrook renters insurance can give you a lot of peace of mind. Kirk Bonds Insurance can help you find a policy that’s not only affordable, but will make sure all of your prized possessions are covered just in case something happens. Here’s some information on a few of the differences between homeowners insurance and renters insurance in Benbrook TX.

The Building Exterior

If you have Benbrook renters insurance, it won’t cover the outside of your apartment, or your rental home. Homeowners insurance will, but renters insurance won’t. If a storm hits, or some other disaster strikes and damages the exterior of the building, your landlord’s insurance will pay for repairs. If the only damage is to the outside, you won’t get anything from renters insurance in Benbrook TX.

The Structure of the Building

This component of renters insurance is pretty close to the above example, but it can sometimes be a little complex. Say, for instance, that there’s a kitchen fire that you accidentally started, and it damages the structure of the apartment or house that you rent. If this happens, your renters insurance in Benbrook TX might be a big help. The reason is that your landlord’s insurance company might try to recover the money they had to pay out to fix the damage.

Limits on Personal Property

Homeowners and renters insurance both protect personal property. However, the limits of the policies are often different. A Kirk Bonds Insurance representative can tell you more, but, in general, you’ll want to take an inventory of your possessions and get as good an idea as possible of how much everything is worth. That will help you determine how much personal property coverage you’ll need.

Contact Us for More Information

There can be some complexities involved with Benbrook renters insurance, but the experts with Kirk Bonds Insurance will make things easy. Get in touch with us and we’ll help you figure out the right type of coverage for your specific needs. You can use our convenient online contact form, or you can give us a call at (817) 232-1511.